Wallet

Scale-up your business with real-time wallet updates. Business is easier when you see the numbers moving.

This is your wallet that houses all your funds and revenue. The amount available in your wallet at any time can be used for product purchases for your customers. It can also be withdrawn at any time using a single endpoint.

Fund Your Wallet

Top up your wallet balance straight from your bank account or using your card.

POST https://api.mycover.ai/v1/wallet/fund

Request Body

NameTypeDescription

paymentReference*

string

This is the reference code to identify the funding transaction.

amount*

number

This is the amount you want to add to your wallet

{
   "responseCode":1,
   "responseText":"Funding Successful!",
   "data":{
      "response":{
         "id":"11b1c44a-d000-4b54-aac4-197e8aed70cf",
         "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
         "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
         "customer_id":null,
         "product_id":null,
         "wallet_owner_type":"distributor",
         "type":"in",
         "source":"funding",
         "amount":50000,
         "balance_before_transaction":385310,
         "balance_after_transaction":"435310.00",
         "created_at":"2022-03-10T16:47:14.385Z",
         "updated_at":"2022-03-10T16:47:14.385Z"
      }
   }
}
Sample Request Payload
{
   "paymentReference":"T168215857244992",
   "amount":50000
}

Get Wallet Balance

Here’s where you see the result of all your efforts. Connect this endpoint to see the total sum of all funding and commissions

GET https://api.mycover.ai/v1/wallet/balance

{
   "responseCode":1,
   "responseText":"Balance Retrieved!",
   "data":{
      "balance":"435310.00"
   }
}

Get Wallet Transactions

Get a list of all the transactions you’ve done in your wallet. This includes your commissions, funding and withdrawals.

GET https://api.mycover.ai/v1/wallet/transactions

Query Parameters

NameTypeDescription

page

string

Page number of the response

limit

string

Number of records to return at once

{
   "responseCode":1,
   "responseText":"Transactions Retrieved!",
   "data":{
      "transactions":[
         {
            "id":"11b1c44a-d000-4b54-aac4-197e8aed70cf",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":null,
            "product_id":null,
            "wallet_owner_type":"distributor",
            "type":"in",
            "source":"funding",
            "amount":"50000.00",
            "balance_before_transaction":"385310.00",
            "balance_after_transaction":"435310.00",
            "created_at":"2022-03-10T16:47:14.385Z",
            "updated_at":"2022-03-10T16:47:14.385Z"
         },
         {
            "id":"60237c47-ddd2-44b0-95d2-f9673457250d",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
            "product_id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
            "wallet_owner_type":"distributor",
            "type":"in",
            "source":"purchase profit",
            "amount":"100.00",
            "balance_before_transaction":"385210.00",
            "balance_after_transaction":"385310.00",
            "created_at":"2022-03-09T13:09:44.293Z",
            "updated_at":"2022-03-09T13:09:44.293Z"
         },
         {
            "id":"03b2e8dc-8aa0-48ce-aba1-22e123c10042",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
            "product_id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
            "wallet_owner_type":"distributor",
            "type":"out",
            "source":"purchase",
            "amount":"10000.00",
            "balance_before_transaction":"395210.00",
            "balance_after_transaction":"385210.00",
            "created_at":"2022-03-09T13:09:44.263Z",
            "updated_at":"2022-03-09T13:09:44.263Z"
         },
         {
            "id":"e473498d-2cb3-43ac-a42c-d7c46725cef0",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
            "product_id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
            "wallet_owner_type":"distributor",
            "type":"in",
            "source":"purchase profit",
            "amount":"50.00",
            "balance_before_transaction":"395160.00",
            "balance_after_transaction":"395210.00",
            "created_at":"2022-03-09T12:55:43.870Z",
            "updated_at":"2022-03-09T12:55:43.870Z"
         },
         {
            "id":"a9814387-81f5-4a26-a17c-ed96ee993be7",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
            "product_id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
            "wallet_owner_type":"distributor",
            "type":"out",
            "source":"purchase",
            "amount":"5000.00",
            "balance_before_transaction":"400160.00",
            "balance_after_transaction":"395160.00",
            "created_at":"2022-03-09T12:55:43.851Z",
            "updated_at":"2022-03-09T12:55:43.851Z"
         },
         {
            "id":"29e9b931-d078-4c35-88fb-c8b83d08a09f",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":"3a983597-31d3-44ff-aa62-71d255015b92",
            "product_id":"0ced01f3-7698-4101-a244-dd5d70e974c4",
            "wallet_owner_type":"distributor",
            "type":"in",
            "source":"purchase profit",
            "amount":"100.00",
            "balance_before_transaction":"400060.00",
            "balance_after_transaction":"400160.00",
            "created_at":"2022-03-09T12:47:14.406Z",
            "updated_at":"2022-03-09T12:47:14.406Z"
         },
         {
            "id":"8932ba69-07ed-418b-a8d4-1334a995d695",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":"3a983597-31d3-44ff-aa62-71d255015b92",
            "product_id":"0ced01f3-7698-4101-a244-dd5d70e974c4",
            "wallet_owner_type":"distributor",
            "type":"out",
            "source":"purchase",
            "amount":"10000.00",
            "balance_before_transaction":"410060.00",
            "balance_after_transaction":"400060.00",
            "created_at":"2022-03-09T12:47:14.387Z",
            "updated_at":"2022-03-09T12:47:14.387Z"
         },
         {
            "id":"248edf74-8b20-48ee-939f-e333df937f9d",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":"ef2d4ab7-48a9-40b5-8557-f96d0982c4cb",
            "product_id":"304845dd-9032-4981-9ffa-595de9ab7eba",
            "wallet_owner_type":"distributor",
            "type":"in",
            "source":"purchase profit",
            "amount":"1020.00",
            "balance_before_transaction":"409040.00",
            "balance_after_transaction":"410060.00",
            "created_at":"2022-03-08T17:06:58.749Z",
            "updated_at":"2022-03-08T17:06:58.749Z"
         },
         {
            "id":"6baa3193-48fa-4fbb-9141-507b0b40dd70",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":"ef2d4ab7-48a9-40b5-8557-f96d0982c4cb",
            "product_id":"304845dd-9032-4981-9ffa-595de9ab7eba",
            "wallet_owner_type":"distributor",
            "type":"out",
            "source":"purchase",
            "amount":"102000.00",
            "balance_before_transaction":"511040.00",
            "balance_after_transaction":"409040.00",
            "created_at":"2022-03-08T17:06:58.725Z",
            "updated_at":"2022-03-08T17:06:58.725Z"
         },
         {
            "id":"949af6f2-27fb-46f7-aa87-77d4da730ea4",
            "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
            "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "customer_id":"a0b8eaf4-0437-4525-bc3f-01dc56cf3627",
            "product_id":"24140c74-fc6f-42f5-a0d2-24800b22d80a",
            "wallet_owner_type":"distributor",
            "type":"in",
            "source":"purchase profit",
            "amount":"750.00",
            "balance_before_transaction":"510290.00",
            "balance_after_transaction":"511040.00",
            "created_at":"2022-03-08T15:51:18.636Z",
            "updated_at":"2022-03-08T15:51:18.636Z"
         }
      ],
      "total_count":48
   }
}

Get Recent Transactions

Get a list of all your recent transactions from your wallet.

GET https://api.mycover.ai/v1/wallet/recent-transactions

{
   "responseCode":1,
   "responseText":"Recent transactions",
   "data":[
      {
         "id":"11b1c44a-d000-4b54-aac4-197e8aed70cf",
         "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
         "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
         "customer_id":null,
         "product_id":null,
         "wallet_owner_type":"distributor",
         "type":"in",
         "source":"funding",
         "amount":"50000.00",
         "balance_before_transaction":"385310.00",
         "balance_after_transaction":"435310.00",
         "created_at":"2022-03-10T16:47:14.385Z",
         "updated_at":"2022-03-10T16:47:14.385Z",
         "customer":null,
         "product":null
      },
      {
         "id":"60237c47-ddd2-44b0-95d2-f9673457250d",
         "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
         "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
         "customer_id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
         "product_id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
         "wallet_owner_type":"distributor",
         "type":"in",
         "source":"purchase profit",
         "amount":"100.00",
         "balance_before_transaction":"385210.00",
         "balance_after_transaction":"385310.00",
         "created_at":"2022-03-09T13:09:44.293Z",
         "updated_at":"2022-03-09T13:09:44.293Z",
         "customer":{
            "id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
            "first_name":"Steel",
            "business_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "user_id":"9a81cd56-1a95-4315-bc96-de927f544d3c",
            "last_name":"Crane",
            "email":"duwilygo@mailinator.com",
            "phone_number":"+1 (817) 555-5727",
            "country":null,
            "gender":null,
            "title":null,
            "date_of_birth":null,
            "state_of_residence":null,
            "city":null,
            "address":null,
            "identity_verification":null,
            "verification_type":null,
            "face_image":null,
            "is_kyc_complete":false,
            "active":false,
            "wallet_id":"77969a1a-f0ff-494c-aea5-cb4e16ac17e1",
            "created_at":"2022-03-09T13:09:44.122Z",
            "updated_at":"2022-03-09T13:09:44.243Z"
         },
         "product":{
            "id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
            "name":"STI Third Party Fire & Theft",
            "product_category_id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
            "provider_id":"f029cc0c-9eb8-41b3-82b1-a9cc26fde03f",
            "key_benefits":null,
            "full_benefits":null,
            "description":"STI Third Party Fire & Theft",
            "productCategory":{
               "id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
               "name":"Auto",
               "created_at":"2021-09-03T13:59:35.410Z",
               "updated_at":"2021-09-03T13:59:35.410Z"
            },
            "meta":{
               "productId":"none"
            },
            "prefix":"STI",
            "route_name":"sti-third-party-fire-theft",
            "renewable":false,
            "claimable":true,
            "inspectable":true,
            "certificateable":true,
            "is_dynamic_pricing":false,
            "price":"10000.00",
            "distributor_commission_percentage":"5.00",
            "mca_commission_percentage":"20.00",
            "cover_period":"12",
            "active":true,
            "created_at":"2021-09-09T20:37:04.487Z",
            "updated_at":"2022-02-14T10:00:37.239Z"
         }
      },
      {
         "id":"03b2e8dc-8aa0-48ce-aba1-22e123c10042",
         "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
         "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
         "customer_id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
         "product_id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
         "wallet_owner_type":"distributor",
         "type":"out",
         "source":"purchase",
         "amount":"10000.00",
         "balance_before_transaction":"395210.00",
         "balance_after_transaction":"385210.00",
         "created_at":"2022-03-09T13:09:44.263Z",
         "updated_at":"2022-03-09T13:09:44.263Z",
         "customer":{
            "id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
            "first_name":"Steel",
            "business_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "user_id":"9a81cd56-1a95-4315-bc96-de927f544d3c",
            "last_name":"Crane",
            "email":"duwilygo@mailinator.com",
            "phone_number":"+1 (817) 555-5727",
            "country":null,
            "gender":null,
            "title":null,
            "date_of_birth":null,
            "state_of_residence":null,
            "city":null,
            "address":null,
            "identity_verification":null,
            "verification_type":null,
            "face_image":null,
            "is_kyc_complete":false,
            "active":false,
            "wallet_id":"77969a1a-f0ff-494c-aea5-cb4e16ac17e1",
            "created_at":"2022-03-09T13:09:44.122Z",
            "updated_at":"2022-03-09T13:09:44.243Z"
         },
         "product":{
            "id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
            "name":"STI Third Party Fire & Theft",
            "product_category_id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
            "provider_id":"f029cc0c-9eb8-41b3-82b1-a9cc26fde03f",
            "key_benefits":null,
            "full_benefits":null,
            "description":"STI Third Party Fire & Theft",
            "productCategory":{
               "id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
               "name":"Auto",
               "created_at":"2021-09-03T13:59:35.410Z",
               "updated_at":"2021-09-03T13:59:35.410Z"
            },
            "meta":{
               "productId":"none"
            },
            "prefix":"STI",
            "route_name":"sti-third-party-fire-theft",
            "renewable":false,
            "claimable":true,
            "inspectable":true,
            "certificateable":true,
            "is_dynamic_pricing":false,
            "price":"10000.00",
            "distributor_commission_percentage":"5.00",
            "mca_commission_percentage":"20.00",
            "cover_period":"12",
            "active":true,
            "created_at":"2021-09-09T20:37:04.487Z",
            "updated_at":"2022-02-14T10:00:37.239Z"
         }
      },
      {
         "id":"e473498d-2cb3-43ac-a42c-d7c46725cef0",
         "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
         "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
         "customer_id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
         "product_id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
         "wallet_owner_type":"distributor",
         "type":"in",
         "source":"purchase profit",
         "amount":"50.00",
         "balance_before_transaction":"395160.00",
         "balance_after_transaction":"395210.00",
         "created_at":"2022-03-09T12:55:43.870Z",
         "updated_at":"2022-03-09T12:55:43.870Z",
         "customer":{
            "id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
            "first_name":"Oleg",
            "business_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "user_id":"e7df5d2c-b8f3-45f0-96a5-e09a61454520",
            "last_name":"Stanton",
            "email":"qitaz@mailinator.com",
            "phone_number":"+1 (921) 845-5031",
            "country":null,
            "gender":null,
            "title":null,
            "date_of_birth":null,
            "state_of_residence":null,
            "city":null,
            "address":null,
            "identity_verification":null,
            "verification_type":null,
            "face_image":null,
            "is_kyc_complete":false,
            "active":false,
            "wallet_id":"0579a5cb-08cf-4423-b8fe-31da89eb0e65",
            "created_at":"2022-03-09T12:55:43.696Z",
            "updated_at":"2022-03-09T12:55:43.826Z"
         },
         "product":{
            "id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
            "name":"STI Third Party",
            "product_category_id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
            "provider_id":"f029cc0c-9eb8-41b3-82b1-a9cc26fde03f",
            "key_benefits":null,
            "full_benefits":null,
            "description":"STI Third Party",
            "productCategory":{
               "id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
               "name":"Auto",
               "created_at":"2021-09-03T13:59:35.410Z",
               "updated_at":"2021-09-03T13:59:35.410Z"
            },
            "meta":{
               "productId":"none"
            },
            "prefix":"STI",
            "route_name":"sti-third-party",
            "renewable":false,
            "claimable":true,
            "inspectable":true,
            "certificateable":true,
            "is_dynamic_pricing":false,
            "price":"5000.00",
            "distributor_commission_percentage":"5.00",
            "mca_commission_percentage":"20.00",
            "cover_period":"12",
            "active":true,
            "created_at":"2021-09-09T20:37:54.486Z",
            "updated_at":"2022-02-14T10:00:34.849Z"
         }
      },
      {
         "id":"a9814387-81f5-4a26-a17c-ed96ee993be7",
         "wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
         "wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
         "customer_id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
         "product_id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
         "wallet_owner_type":"distributor",
         "type":"out",
         "source":"purchase",
         "amount":"5000.00",
         "balance_before_transaction":"400160.00",
         "balance_after_transaction":"395160.00",
         "created_at":"2022-03-09T12:55:43.851Z",
         "updated_at":"2022-03-09T12:55:43.851Z",
         "customer":{
            "id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
            "first_name":"Oleg",
            "business_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
            "user_id":"e7df5d2c-b8f3-45f0-96a5-e09a61454520",
            "last_name":"Stanton",
            "email":"qitaz@mailinator.com",
            "phone_number":"+1 (921) 845-5031",
            "country":null,
            "gender":null,
            "title":null,
            "date_of_birth":null,
            "state_of_residence":null,
            "city":null,
            "address":null,
            "identity_verification":null,
            "verification_type":null,
            "face_image":null,
            "is_kyc_complete":false,
            "active":false,
            "wallet_id":"0579a5cb-08cf-4423-b8fe-31da89eb0e65",
            "created_at":"2022-03-09T12:55:43.696Z",
            "updated_at":"2022-03-09T12:55:43.826Z"
         },
         "product":{
            "id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
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