Wallet
Scale-up your business with real-time wallet updates. Business is easier when you see the numbers moving.
This is your wallet that houses all your funds and revenue. The amount available in your wallet at any time can be used for product purchases for your customers. It can also be withdrawn at any time using a single endpoint.
Fund Your Wallet
Top up your wallet balance straight from your bank account or using your card.
POST https://api.mycover.ai/v1/wallet/fund
Request Body
| Name | Type | Description |
|---|---|---|
paymentReference* | string | This is the reference code to identify the funding transaction. |
amount* | number | This is the amount you want to add to your wallet |
{
"responseCode":1,
"responseText":"Funding Successful!",
"data":{
"response":{
"id":"11b1c44a-d000-4b54-aac4-197e8aed70cf",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":null,
"product_id":null,
"wallet_owner_type":"distributor",
"type":"in",
"source":"funding",
"amount":50000,
"balance_before_transaction":385310,
"balance_after_transaction":"435310.00",
"created_at":"2022-03-10T16:47:14.385Z",
"updated_at":"2022-03-10T16:47:14.385Z"
}
}
}Sample Request Payload
{
"paymentReference":"T168215857244992",
"amount":50000
}Get Wallet Balance
Here’s where you see the result of all your efforts. Connect this endpoint to see the total sum of all funding and commissions
GET https://api.mycover.ai/v1/wallet/balance
{
"responseCode":1,
"responseText":"Balance Retrieved!",
"data":{
"balance":"435310.00"
}
}Get Wallet Transactions
Get a list of all the transactions you’ve done in your wallet. This includes your commissions, funding and withdrawals.
GET https://api.mycover.ai/v1/wallet/transactions
Query Parameters
| Name | Type | Description |
|---|---|---|
page | string | Page number of the response |
limit | string | Number of records to return at once |
{
"responseCode":1,
"responseText":"Transactions Retrieved!",
"data":{
"transactions":[
{
"id":"11b1c44a-d000-4b54-aac4-197e8aed70cf",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":null,
"product_id":null,
"wallet_owner_type":"distributor",
"type":"in",
"source":"funding",
"amount":"50000.00",
"balance_before_transaction":"385310.00",
"balance_after_transaction":"435310.00",
"created_at":"2022-03-10T16:47:14.385Z",
"updated_at":"2022-03-10T16:47:14.385Z"
},
{
"id":"60237c47-ddd2-44b0-95d2-f9673457250d",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
"product_id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
"wallet_owner_type":"distributor",
"type":"in",
"source":"purchase profit",
"amount":"100.00",
"balance_before_transaction":"385210.00",
"balance_after_transaction":"385310.00",
"created_at":"2022-03-09T13:09:44.293Z",
"updated_at":"2022-03-09T13:09:44.293Z"
},
{
"id":"03b2e8dc-8aa0-48ce-aba1-22e123c10042",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
"product_id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
"wallet_owner_type":"distributor",
"type":"out",
"source":"purchase",
"amount":"10000.00",
"balance_before_transaction":"395210.00",
"balance_after_transaction":"385210.00",
"created_at":"2022-03-09T13:09:44.263Z",
"updated_at":"2022-03-09T13:09:44.263Z"
},
{
"id":"e473498d-2cb3-43ac-a42c-d7c46725cef0",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
"product_id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
"wallet_owner_type":"distributor",
"type":"in",
"source":"purchase profit",
"amount":"50.00",
"balance_before_transaction":"395160.00",
"balance_after_transaction":"395210.00",
"created_at":"2022-03-09T12:55:43.870Z",
"updated_at":"2022-03-09T12:55:43.870Z"
},
{
"id":"a9814387-81f5-4a26-a17c-ed96ee993be7",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
"product_id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
"wallet_owner_type":"distributor",
"type":"out",
"source":"purchase",
"amount":"5000.00",
"balance_before_transaction":"400160.00",
"balance_after_transaction":"395160.00",
"created_at":"2022-03-09T12:55:43.851Z",
"updated_at":"2022-03-09T12:55:43.851Z"
},
{
"id":"29e9b931-d078-4c35-88fb-c8b83d08a09f",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"3a983597-31d3-44ff-aa62-71d255015b92",
"product_id":"0ced01f3-7698-4101-a244-dd5d70e974c4",
"wallet_owner_type":"distributor",
"type":"in",
"source":"purchase profit",
"amount":"100.00",
"balance_before_transaction":"400060.00",
"balance_after_transaction":"400160.00",
"created_at":"2022-03-09T12:47:14.406Z",
"updated_at":"2022-03-09T12:47:14.406Z"
},
{
"id":"8932ba69-07ed-418b-a8d4-1334a995d695",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"3a983597-31d3-44ff-aa62-71d255015b92",
"product_id":"0ced01f3-7698-4101-a244-dd5d70e974c4",
"wallet_owner_type":"distributor",
"type":"out",
"source":"purchase",
"amount":"10000.00",
"balance_before_transaction":"410060.00",
"balance_after_transaction":"400060.00",
"created_at":"2022-03-09T12:47:14.387Z",
"updated_at":"2022-03-09T12:47:14.387Z"
},
{
"id":"248edf74-8b20-48ee-939f-e333df937f9d",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"ef2d4ab7-48a9-40b5-8557-f96d0982c4cb",
"product_id":"304845dd-9032-4981-9ffa-595de9ab7eba",
"wallet_owner_type":"distributor",
"type":"in",
"source":"purchase profit",
"amount":"1020.00",
"balance_before_transaction":"409040.00",
"balance_after_transaction":"410060.00",
"created_at":"2022-03-08T17:06:58.749Z",
"updated_at":"2022-03-08T17:06:58.749Z"
},
{
"id":"6baa3193-48fa-4fbb-9141-507b0b40dd70",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"ef2d4ab7-48a9-40b5-8557-f96d0982c4cb",
"product_id":"304845dd-9032-4981-9ffa-595de9ab7eba",
"wallet_owner_type":"distributor",
"type":"out",
"source":"purchase",
"amount":"102000.00",
"balance_before_transaction":"511040.00",
"balance_after_transaction":"409040.00",
"created_at":"2022-03-08T17:06:58.725Z",
"updated_at":"2022-03-08T17:06:58.725Z"
},
{
"id":"949af6f2-27fb-46f7-aa87-77d4da730ea4",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"a0b8eaf4-0437-4525-bc3f-01dc56cf3627",
"product_id":"24140c74-fc6f-42f5-a0d2-24800b22d80a",
"wallet_owner_type":"distributor",
"type":"in",
"source":"purchase profit",
"amount":"750.00",
"balance_before_transaction":"510290.00",
"balance_after_transaction":"511040.00",
"created_at":"2022-03-08T15:51:18.636Z",
"updated_at":"2022-03-08T15:51:18.636Z"
}
],
"total_count":48
}
}Get Recent Transactions
Get a list of all your recent transactions from your wallet.
GET https://api.mycover.ai/v1/wallet/recent-transactions
{
"responseCode":1,
"responseText":"Recent transactions",
"data":[
{
"id":"11b1c44a-d000-4b54-aac4-197e8aed70cf",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":null,
"product_id":null,
"wallet_owner_type":"distributor",
"type":"in",
"source":"funding",
"amount":"50000.00",
"balance_before_transaction":"385310.00",
"balance_after_transaction":"435310.00",
"created_at":"2022-03-10T16:47:14.385Z",
"updated_at":"2022-03-10T16:47:14.385Z",
"customer":null,
"product":null
},
{
"id":"60237c47-ddd2-44b0-95d2-f9673457250d",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
"product_id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
"wallet_owner_type":"distributor",
"type":"in",
"source":"purchase profit",
"amount":"100.00",
"balance_before_transaction":"385210.00",
"balance_after_transaction":"385310.00",
"created_at":"2022-03-09T13:09:44.293Z",
"updated_at":"2022-03-09T13:09:44.293Z",
"customer":{
"id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
"first_name":"Steel",
"business_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"user_id":"9a81cd56-1a95-4315-bc96-de927f544d3c",
"last_name":"Crane",
"email":"duwilygo@mailinator.com",
"phone_number":"+1 (817) 555-5727",
"country":null,
"gender":null,
"title":null,
"date_of_birth":null,
"state_of_residence":null,
"city":null,
"address":null,
"identity_verification":null,
"verification_type":null,
"face_image":null,
"is_kyc_complete":false,
"active":false,
"wallet_id":"77969a1a-f0ff-494c-aea5-cb4e16ac17e1",
"created_at":"2022-03-09T13:09:44.122Z",
"updated_at":"2022-03-09T13:09:44.243Z"
},
"product":{
"id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
"name":"STI Third Party Fire & Theft",
"product_category_id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
"provider_id":"f029cc0c-9eb8-41b3-82b1-a9cc26fde03f",
"key_benefits":null,
"full_benefits":null,
"description":"STI Third Party Fire & Theft",
"productCategory":{
"id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
"name":"Auto",
"created_at":"2021-09-03T13:59:35.410Z",
"updated_at":"2021-09-03T13:59:35.410Z"
},
"meta":{
"productId":"none"
},
"prefix":"STI",
"route_name":"sti-third-party-fire-theft",
"renewable":false,
"claimable":true,
"inspectable":true,
"certificateable":true,
"is_dynamic_pricing":false,
"price":"10000.00",
"distributor_commission_percentage":"5.00",
"mca_commission_percentage":"20.00",
"cover_period":"12",
"active":true,
"created_at":"2021-09-09T20:37:04.487Z",
"updated_at":"2022-02-14T10:00:37.239Z"
}
},
{
"id":"03b2e8dc-8aa0-48ce-aba1-22e123c10042",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
"product_id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
"wallet_owner_type":"distributor",
"type":"out",
"source":"purchase",
"amount":"10000.00",
"balance_before_transaction":"395210.00",
"balance_after_transaction":"385210.00",
"created_at":"2022-03-09T13:09:44.263Z",
"updated_at":"2022-03-09T13:09:44.263Z",
"customer":{
"id":"587b2b21-a37f-4ca4-9400-f35def4bcd9f",
"first_name":"Steel",
"business_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"user_id":"9a81cd56-1a95-4315-bc96-de927f544d3c",
"last_name":"Crane",
"email":"duwilygo@mailinator.com",
"phone_number":"+1 (817) 555-5727",
"country":null,
"gender":null,
"title":null,
"date_of_birth":null,
"state_of_residence":null,
"city":null,
"address":null,
"identity_verification":null,
"verification_type":null,
"face_image":null,
"is_kyc_complete":false,
"active":false,
"wallet_id":"77969a1a-f0ff-494c-aea5-cb4e16ac17e1",
"created_at":"2022-03-09T13:09:44.122Z",
"updated_at":"2022-03-09T13:09:44.243Z"
},
"product":{
"id":"afd0f39c-0b8a-452f-a876-78bef8dde1d9",
"name":"STI Third Party Fire & Theft",
"product_category_id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
"provider_id":"f029cc0c-9eb8-41b3-82b1-a9cc26fde03f",
"key_benefits":null,
"full_benefits":null,
"description":"STI Third Party Fire & Theft",
"productCategory":{
"id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
"name":"Auto",
"created_at":"2021-09-03T13:59:35.410Z",
"updated_at":"2021-09-03T13:59:35.410Z"
},
"meta":{
"productId":"none"
},
"prefix":"STI",
"route_name":"sti-third-party-fire-theft",
"renewable":false,
"claimable":true,
"inspectable":true,
"certificateable":true,
"is_dynamic_pricing":false,
"price":"10000.00",
"distributor_commission_percentage":"5.00",
"mca_commission_percentage":"20.00",
"cover_period":"12",
"active":true,
"created_at":"2021-09-09T20:37:04.487Z",
"updated_at":"2022-02-14T10:00:37.239Z"
}
},
{
"id":"e473498d-2cb3-43ac-a42c-d7c46725cef0",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
"product_id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
"wallet_owner_type":"distributor",
"type":"in",
"source":"purchase profit",
"amount":"50.00",
"balance_before_transaction":"395160.00",
"balance_after_transaction":"395210.00",
"created_at":"2022-03-09T12:55:43.870Z",
"updated_at":"2022-03-09T12:55:43.870Z",
"customer":{
"id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
"first_name":"Oleg",
"business_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"user_id":"e7df5d2c-b8f3-45f0-96a5-e09a61454520",
"last_name":"Stanton",
"email":"qitaz@mailinator.com",
"phone_number":"+1 (921) 845-5031",
"country":null,
"gender":null,
"title":null,
"date_of_birth":null,
"state_of_residence":null,
"city":null,
"address":null,
"identity_verification":null,
"verification_type":null,
"face_image":null,
"is_kyc_complete":false,
"active":false,
"wallet_id":"0579a5cb-08cf-4423-b8fe-31da89eb0e65",
"created_at":"2022-03-09T12:55:43.696Z",
"updated_at":"2022-03-09T12:55:43.826Z"
},
"product":{
"id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
"name":"STI Third Party",
"product_category_id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
"provider_id":"f029cc0c-9eb8-41b3-82b1-a9cc26fde03f",
"key_benefits":null,
"full_benefits":null,
"description":"STI Third Party",
"productCategory":{
"id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
"name":"Auto",
"created_at":"2021-09-03T13:59:35.410Z",
"updated_at":"2021-09-03T13:59:35.410Z"
},
"meta":{
"productId":"none"
},
"prefix":"STI",
"route_name":"sti-third-party",
"renewable":false,
"claimable":true,
"inspectable":true,
"certificateable":true,
"is_dynamic_pricing":false,
"price":"5000.00",
"distributor_commission_percentage":"5.00",
"mca_commission_percentage":"20.00",
"cover_period":"12",
"active":true,
"created_at":"2021-09-09T20:37:54.486Z",
"updated_at":"2022-02-14T10:00:34.849Z"
}
},
{
"id":"a9814387-81f5-4a26-a17c-ed96ee993be7",
"wallet_id":"9c686a40-fc7b-4074-9212-ffb25d9234e8",
"wallet_owner_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"customer_id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
"product_id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
"wallet_owner_type":"distributor",
"type":"out",
"source":"purchase",
"amount":"5000.00",
"balance_before_transaction":"400160.00",
"balance_after_transaction":"395160.00",
"created_at":"2022-03-09T12:55:43.851Z",
"updated_at":"2022-03-09T12:55:43.851Z",
"customer":{
"id":"196859e1-d3ab-47ad-a24d-51ea31d79378",
"first_name":"Oleg",
"business_id":"76d5970a-d46b-43df-beb3-8f3117b7a60f",
"user_id":"e7df5d2c-b8f3-45f0-96a5-e09a61454520",
"last_name":"Stanton",
"email":"qitaz@mailinator.com",
"phone_number":"+1 (921) 845-5031",
"country":null,
"gender":null,
"title":null,
"date_of_birth":null,
"state_of_residence":null,
"city":null,
"address":null,
"identity_verification":null,
"verification_type":null,
"face_image":null,
"is_kyc_complete":false,
"active":false,
"wallet_id":"0579a5cb-08cf-4423-b8fe-31da89eb0e65",
"created_at":"2022-03-09T12:55:43.696Z",
"updated_at":"2022-03-09T12:55:43.826Z"
},
"product":{
"id":"dd81a37f-e621-4f9b-9427-5306b8a5b5e5",
"name":"STI Third Party",
"product_category_id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
"provider_id":"f029cc0c-9eb8-41b3-82b1-a9cc26fde03f",
"key_benefits":null,
"full_benefits":null,
"description":"STI Third Party",
"productCategory":{
"id":"978ced0d-0e05-4de6-b43a-b408c0e8b95e",
"name":"Auto",
"created_at":"2021-09-03T13:59:35.410Z",
"updated_at":"2021-09-03T13:59:35.410Z"
},
"meta":{
"productId":"none"
},
"prefix":"STI",
"route_name":"sti-third-party",
"renewable":false,
"claimable":true,
"inspectable":true,
"certificateable":true,
"is_dynamic_pricing":false,
"price":"5000.00",
"distributor_commission_percentage":"5.00",
"mca_commission_percentage":"20.00",
"cover_period":"12",
"active":true,
"created_at":"2021-09-09T20:37:54.486Z",
"updated_at":"2022-02-14T10:00:34.849Z"
}
},
{
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