SME Flex

SME Flex insurance by Tangerine. This product covers permanent disability, critical illness, death, burglary, fire, and cash theft.

Certain properties obtain their values from supplementary endpoints. Refer to the Auxiliary page for a list of these additional endpoints.

Compute Life SME Flex Premium

Use this end-point to calculate SME Flex premium

POST https://api.mycover.ai/v1/products/tangerine/compute-life-bundle-price

Body

Name	Type	Description
sum_insured*	number	The total cost or risk you want to insure.
payment_plan*	number	Plan tenure in months.
product_id*	string	Product UUID

Name

Type

Description

sum_insured*

number

The total cost or risk you want to insure.

payment_plan*

number

Plan tenure in months.

product_id*

string

Product UUID

Response

{
    "responseCode": 1,
    "responseText": "Quotes fetched Successfully",
    "data": {
        "premium": 5392.8
    }
}

// Sample Request Payload
{
   "sum_insured": 2800000,
   "payment_plan": 2,
   "product_id":"efd0adf0-3d7e-4d34-a013-f771dfe01cd2"
}

Buy SME Flex Insurance

Use this end-point to buy life bundle insurance.

POST https://api.mycover.ai/v1/products/tangerine/buy-life-bundle

Request Body

Name	Type	Description
first_name*	string	Customer's legal first name
last_name*	string	Customer's legal last name
email*	string	Customer's valid email address
phone_number*	string	Customer's valid phone number
date_of_birth*	string	Customer's date of birth
gender*	string	Customer's gender
sum_insured*	number	The total cost or risk you want to insure.
payment_plan*	number	Plan tenure in months.
address*	string	Customer's home address
next_of_kin_full_name*	string	Customer's next of kin full name
next_of_kin_phone_number*	string	Customer's next of kin phone number
next_of_kin_address*	string	Customer's next of kin home address
product_id*	string	Product ID

Name

Type

Description

first_name*

string

Customer's legal first name

last_name*

string

Customer's legal last name

email*

string

Customer's valid email address

phone_number*

string

Customer's valid phone number

date_of_birth*

string

Customer's date of birth

gender*

string

Customer's gender

sum_insured*

number

The total cost or risk you want to insure.

payment_plan*

number

Plan tenure in months.

address*

string

Customer's home address

next_of_kin_full_name*

string

Customer's next of kin full name

next_of_kin_phone_number*

string

Customer's next of kin phone number

next_of_kin_address*

string

Customer's next of kin home address

product_id*

string

Product ID

{
    "responseCode": 1,
    "responseText": "Purchase Successful",
    "data": {
        "policy": {
            "id": "9c2153d7-699e-48ab-9fb3-97d3f9c8a9ee",
            "app_mode": "test",
            "active": true,
            "first_name": "Kato",
            "last_name": "Pearson",
            "email": "drealslimguy007@gmail.com",
            "dob": "2004-03-05",
            "phone": "07064378577",
            "start_date": "2024-07-19T00:00:00.000Z",
            "expiration_date": "2024-09-19T00:00:00.000Z",
            "activation_date": "2024-07-19T00:00:00.000Z",
            "distributor_id": "10cd1dac-3a5c-43ee-b935-641d53f9cb27",
            "customer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "buyer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
            "product_category_id": "704f6261-3710-48e5-a894-ffc4d6bdc381",
            "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
            "meta": {
                "payload": {
                    "email": "drealslimguy007@gmail.com",
                    "gender": "male",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "benefit_coverage": [
                        "death",
                        "permanent_disability",
                        "funeral_benefits",
                        "critical_illness",
                        "cash_in_store",
                        "fire_and_burglary"
                    ]
                },
                "mca_payload": {
                    "email": "drealslimguy007@gmail.com",
                    "gender": "Male",
                    "address": "Life bundle address",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "next_of_kin_address": "My address",
                    "next_of_kin_full_name": "Sam dede",
                    "next_of_kin_phone_number": "09088776655"
                },
                "policy_number": "TESTPO/GPLAT/0000001/24/M_00000002",
                "certificate_url": null
            },
            "genius_price": 5392.8,
            "market_price": 5392.8,
            "purchase_id": "75d032dd-d502-4810-8e59-db018e881360",
            "profit": 1348.2,
            "submitted_to_provider": true,
            "updated_at": "2024-07-19T17:53:55.256Z",
            "created_at": "2024-07-19T17:53:55.256Z",
            "history": null,
            "deleted_at": null
        }
    }
}

Sample Request Payload

{
   "first_name":"Kato",
   "last_name":"Pearson",
   "email":"drealslimguy007@gmail.com",
   "phone_number":"07064378577",
   "date_of_birth":"2004-03-05",
   "gender":"Male",
   "sum_insured": 2800000,
   "payment_plan": 2,
   "address":"Life bundle address",
   "next_of_kin_full_name": "Sam dede",
   "next_of_kin_phone_number": "09088776655",
   "next_of_kin_address": "My address",
   "product_id":"efd0adf0-3d7e-4d34-a013-f771dfe01cd2"
}

Renew SME Flex Insurance

Use this end-point to renew life bundle insurance.

POST https://api.mycover.ai/v1/products/tangerine/renew-life-bundle

Body

Name	Type	Description
policy_id	string	UUID of the policy
payment_plan	number	Plan tenure in months.

Name

Type

Description

policy_id

string

UUID of the policy

payment_plan

number

Plan tenure in months.

Response

{
    "responseCode": 1,
    "responseText": "Purchase Successful",
    "data": {
        "policy": {
            "id": "9c2153d7-699e-48ab-9fb3-97d3f9c8a9ee",
            "app_mode": "test",
            "active": true,
            "first_name": "Kato",
            "last_name": "Pearson",
            "email": "drealslimguy007@gmail.com",
            "dob": "2004-03-05",
            "phone": "07064378577",
            "start_date": "2024-07-19T00:00:00.000Z",
            "expiration_date": "2024-09-19T00:00:00.000Z",
            "activation_date": "2024-07-19T00:00:00.000Z",
            "distributor_id": "10cd1dac-3a5c-43ee-b935-641d53f9cb27",
            "customer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "buyer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
            "product_category_id": "704f6261-3710-48e5-a894-ffc4d6bdc381",
            "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
            "meta": {
                "payload": {
                    "email": "drealslimguy007@gmail.com",
                    "gender": "male",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "benefit_coverage": [
                        "death",
                        "permanent_disability",
                        "funeral_benefits",
                        "critical_illness",
                        "cash_in_store",
                        "fire_and_burglary"
                    ]
                },
                "mca_payload": {
                    "email": "drealslimguy007@gmail.com",
                    "gender": "Male",
                    "address": "Life bundle address",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "next_of_kin_address": "My address",
                    "next_of_kin_full_name": "Sam dede",
                    "next_of_kin_phone_number": "09088776655"
                },
                "policy_number": "TESTPO/GPLAT/0000001/24/M_00000002",
                "certificate_url": null
            },
            "genius_price": 5392.8,
            "market_price": 5392.8,
            "purchase_id": "75d032dd-d502-4810-8e59-db018e881360",
            "profit": 1348.2,
            "submitted_to_provider": true,
            "updated_at": "2024-07-19T17:53:55.256Z",
            "created_at": "2024-07-19T17:53:55.256Z",
            "history": null,
            "deleted_at": null
        }
    }
}

Sample Request Payload

{
 "policy_id": "64054042-d52c-4203-88f0-5412aaa20f91",
 "payment_plan": 1
}

Certain properties obtain their values from supplementary endpoints. Refer to the Auxiliary page for a list of these additional endpoints.

Auxiliary

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