SME Flex

SME Flex insurance by Tangerine. This product covers permanent disability, critical illness, death, burglary, fire, and cash theft.

Certain properties obtain their values from supplementary endpoints. Refer to the Auxiliary page for a list of these additional endpoints.

Compute Life SME Flex Premium

Use this end-point to calculate SME Flex premium

POST https://api.mycover.ai/v1/products/tangerine/compute-life-bundle-price

Body

Name	Type	Description
sum_insured*	number	The total cost or risk you want to insure.
payment_plan*	number	Plan tenure in months.
product_id*	string	Product UUID

Response

201

{
    "responseCode": 1,
    "responseText": "Quotes fetched Successfully",
    "data": {
        "premium": 5392.8
    }
}

// Sample Request Payload
{
   "sum_insured": 2800000,
   "payment_plan": 2,
   "product_id":"efd0adf0-3d7e-4d34-a013-f771dfe01cd2"
}

Buy SME Flex Insurance

Use this end-point to buy life bundle insurance.

POST https://api.mycover.ai/v1/products/tangerine/buy-life-bundle

Request Body

Name	Type	Description
first_name*	string	Customer's legal first name
last_name*	string	Customer's legal last name
email*	string	Customer's valid email address
phone_number*	string	Customer's valid phone number
date_of_birth*	string	Customer's date of birth
gender*	string	Customer's gender
sum_insured*	number	The total cost or risk you want to insure.
payment_plan*	number	Plan tenure in months.
address*	string	Customer's home address
next_of_kin_full_name*	string	Customer's next of kin full name
next_of_kin_phone_number*	string	Customer's next of kin phone number
next_of_kin_address*	string	Customer's next of kin home address
product_id*	string	Product ID

200: OK

{
    "responseCode": 1,
    "responseText": "Purchase Successful",
    "data": {
        "policy": {
            "id": "9c2153d7-699e-48ab-9fb3-97d3f9c8a9ee",
            "app_mode": "test",
            "active": true,
            "first_name": "Kato",
            "last_name": "Pearson",
            "email": "[e-mail]",
            "dob": "2004-03-05",
            "phone": "07064378577",
            "start_date": "2024-07-19T00:00:00.000Z",
            "expiration_date": "2024-09-19T00:00:00.000Z",
            "activation_date": "2024-07-19T00:00:00.000Z",
            "distributor_id": "10cd1dac-3a5c-43ee-b935-641d53f9cb27",
            "customer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "buyer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
            "product_category_id": "704f6261-3710-48e5-a894-ffc4d6bdc381",
            "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
            "meta": {
                "payload": {
                    "email": "[e-mail]",
                    "gender": "male",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "benefit_coverage": [
                        "death",
                        "permanent_disability",
                        "funeral_benefits",
                        "critical_illness",
                        "cash_in_store",
                        "fire_and_burglary"
                    ]
                },
                "mca_payload": {
                    "email": "[e-mail]",
                    "gender": "Male",
                    "address": "Life bundle address",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "next_of_kin_address": "My address",
                    "next_of_kin_full_name": "Sam dede",
                    "next_of_kin_phone_number": "09088776655"
                },
                "policy_number": "TESTPO/GPLAT/0000001/24/M_00000002",
                "certificate_url": null
            },
            "genius_price": 5392.8,
            "market_price": 5392.8,
            "purchase_id": "75d032dd-d502-4810-8e59-db018e881360",
            "profit": 1348.2,
            "submitted_to_provider": true,
            "updated_at": "2024-07-19T17:53:55.256Z",
            "created_at": "2024-07-19T17:53:55.256Z",
            "history": null,
            "deleted_at": null
        }
    }
}

Sample Request Payload

{
   "first_name":"Kato",
   "last_name":"Pearson",
   "email":"[e-mail]",
   "phone_number":"07064378577",
   "date_of_birth":"2004-03-05",
   "gender":"Male",
   "sum_insured": 2800000,
   "payment_plan": 2,
   "address":"Life bundle address",
   "next_of_kin_full_name": "Sam dede",
   "next_of_kin_phone_number": "09088776655",
   "next_of_kin_address": "My address",
   "product_id":"efd0adf0-3d7e-4d34-a013-f771dfe01cd2"
}

Renew SME Flex Insurance

Use this end-point to renew life bundle insurance.

POST https://api.mycover.ai/v1/products/tangerine/renew-life-bundle

Body

Name	Type	Description
policy_id	string	UUID of the policy
payment_plan	number	Plan tenure in months.

Response

200

{
    "responseCode": 1,
    "responseText": "Purchase Successful",
    "data": {
        "policy": {
            "id": "9c2153d7-699e-48ab-9fb3-97d3f9c8a9ee",
            "app_mode": "test",
            "active": true,
            "first_name": "Kato",
            "last_name": "Pearson",
            "email": "[e-mail]",
            "dob": "2004-03-05",
            "phone": "07064378577",
            "start_date": "2024-07-19T00:00:00.000Z",
            "expiration_date": "2024-09-19T00:00:00.000Z",
            "activation_date": "2024-07-19T00:00:00.000Z",
            "distributor_id": "10cd1dac-3a5c-43ee-b935-641d53f9cb27",
            "customer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "buyer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
            "product_category_id": "704f6261-3710-48e5-a894-ffc4d6bdc381",
            "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
            "meta": {
                "payload": {
                    "email": "[e-mail]",
                    "gender": "male",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "benefit_coverage": [
                        "death",
                        "permanent_disability",
                        "funeral_benefits",
                        "critical_illness",
                        "cash_in_store",
                        "fire_and_burglary"
                    ]
                },
                "mca_payload": {
                    "email": "[e-mail]",
                    "gender": "Male",
                    "address": "Life bundle address",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "next_of_kin_address": "My address",
                    "next_of_kin_full_name": "Sam dede",
                    "next_of_kin_phone_number": "09088776655"
                },
                "policy_number": "TESTPO/GPLAT/0000001/24/M_00000002",
                "certificate_url": null
            },
            "genius_price": 5392.8,
            "market_price": 5392.8,
            "purchase_id": "75d032dd-d502-4810-8e59-db018e881360",
            "profit": 1348.2,
            "submitted_to_provider": true,
            "updated_at": "2024-07-19T17:53:55.256Z",
            "created_at": "2024-07-19T17:53:55.256Z",
            "history": null,
            "deleted_at": null
        }
    }
}

Sample Request Payload

{
 "policy_id": "64054042-d52c-4203-88f0-5412aaa20f91",
 "payment_plan": 1
}

Certain properties obtain their values from supplementary endpoints. Refer to the Auxiliary page for a list of these additional endpoints.

Auxiliary