Products

Embed each of our fully customizable purchase APIs which gives you access to several insurance products from multiple insurance providers in one place - mycover.ai.

Get All Products

List all the products available on your platform. This endpoint allows you to query all the products.

GET https://api.mycover.ai/v1/products/get-all-products

Query Parameters

NameTypeDescription

search

string

Search for a particular product. You can use this for a single query.

page

number

Identifies the page you want to query. This sets the number of records that need to be skipped.

limit

number

Sets the number of results per page.

provider_id

string

UUID of the provider

category_id

string

UUID of the product category. There can be multiple categories.

product_ids

string

UUID of the product. There can be multiple products.

{
  "responseCode": 1,
  "responseText": "Products fetched successfully",
  "data": {
    "products": [
      {
                "id": "b112027d-5b49-4196-95c5-12b62b79878f",
                "is_live": false,
                "name": "Leadway Third Party",
                "key_benefits": "<p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">This covers accidental damage caused by your vehicle to another person’s vehicle or property. It also covers the third party’s medical expenses, if any bodily injury is sustained.</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Benefits;</span></p><ul><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Covers damage to the other person’s vehicle or property up to 1 million nairas.</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Covers death or bodily injury to the third party in the event of an accident caused by the insured vehicle.</span></li></ul><p><br></p><p><br></p>",
                "full_benefits": "Good Insurance, Fast Claims",
                "description": "Leadway Third Party",
                "meta": {
                    "truck_price": "25000",
                    "private_price": "5000",
                    "commercial_price": "7500"
                },
                "prefix": "leadway",
                "route_name": "leadway-third-party",
                "renewable": false,
                "claimable": true,
                "inspectable": false,
                "certificateable": true,
                "is_dynamic_pricing": false,
                "price": "5000.00",
                "distributor_commission_percentage": "5.00",
                "mca_commission_percentage": "20.00",
                "cover_period": "12",
                "active": true,
                "how_it_works": "<ul><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Buy the plan now</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Activate the plan with your business and vehicle details</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Take pictures of your vehicles</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Get your insurance certificate</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">That’s all.</span></li></ul><p><br></p><p><br></p>",
                "how_to_claim": "<ul><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Report claim</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Take pictures of the incident</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Briefly tell us what happened</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Upload an estimate for repair</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Get paid once the claim is approved.</span></li></ul><p><br></p><p><br></p>",
                "document": null,
                "created_at": "2021-10-25T08:25:48.336Z",
                "updated_at": "2022-02-14T10:59:43.078Z",
                "deleted_at": null,
                "product_category_id": "978ced0d-0e05-4de6-b43a-b408c0e8b95e",
                "provider_id": "cd246176-8147-4ec1-8627-669d2868364e",
                "productCategory": {
                    "id": "978ced0d-0e05-4de6-b43a-b408c0e8b95e",
                    "is_live": false,
                    "name": "Auto",
                    "created_at": "2021-09-03T14:59:35.410Z",
                    "updated_at": "2021-09-03T14:59:35.410Z",
                    "deleted_at": null
                },
                "provider": {
                    "id": "cd246176-8147-4ec1-8627-669d2868364e",
                    "first_name": "Kameko",
                    "last_name": "Daugherty",
                    "email": "zerocolor.dev@gmail.com",
                    "phone_number": "+1 (916) 851-8079",
                    "country": "Nigeria",
                    "company_name": "Leadway",
                    "verification_type": "Drivers License",
                    "verification_images": null,
                    "verification_number": "12121212",
                    "bvn_number": "22222222222",
                    "business_type": null,
                    "claim_email": null,
                    "business_email": null,
                    "support_email": null,
                    "active": true,
                    "bank_account_id": null,
                    "wallet_id": "b34343d4-c440-4226-847c-abe0214ee2c1",
                    "owner_id": "6c237d9f-595c-43e5-a631-5a7f6ab75a9c",
                    "created_at": "2022-02-11T12:04:45.117Z",
                    "updated_at": "2022-02-27T20:50:09.785Z"
                }
            },
            {
                "id": "404845dd-9032-4981-9ffa-595de9ab7ebb",
                "is_live": false,
                "name": "Leadway Personal Accident",
                "key_benefits": "<p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">This plan covers people against the risk of accidents that result in bodily harm, injuries, disablement or death.</span></p><p><br></p><p><strong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Benefits of the Basic Plan (₦ 1 250);</strong></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Permanent disability limit up to ₦250,000</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Death benefit limit up to ₦250,000</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Medical expenses limit up to ₦50,000</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Maximum annual payout is up to&nbsp; ₦300,000</span></p><p><br></p><p><strong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Benefits of the Silver Plan (₦ 2 450);</strong></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Permanent disability limit up to ₦500,000</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Death benefit limit up to ₦500,000</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Medical expenses limit up to ₦100,000</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Capital benefits up to ₦500,000</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Maximum annual payout is up to&nbsp; ₦300,000</span></p><p><br></p><p><br></p>",
                "full_benefits": "Good Insurance, Fast Claims",
                "description": "Leadway Personal Accident Cover",
                "meta": {
                    "basic_price": "1250",
                    "silver_price": "2450"
                },
                "prefix": "leadway",
                "route_name": "leadway-personal-accident",
                "renewable": false,
                "claimable": true,
                "inspectable": false,
                "certificateable": true,
                "is_dynamic_pricing": false,
                "price": "2450.00",
                "distributor_commission_percentage": "5.00",
                "mca_commission_percentage": "20.00",
                "cover_period": "12",
                "active": true,
                "how_it_works": "<ul><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Buy the plan now</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Activate the plan with your business and vehicle details</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Take pictures of your vehicles</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Get your insurance certificate</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">That’s all.</span></li></ul><p><br></p><p><br></p>",
                "how_to_claim": "<ul><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Report claim</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Take pictures of the incident</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Briefly tell us what happened</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Upload an estimate for repair</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Get paid once the claim is approved.</span></li></ul><p><br></p><p><br></p>",
                "document": null,
                "created_at": "2021-10-25T08:27:09.690Z",
                "updated_at": "2022-02-14T12:10:02.342Z",
                "deleted_at": null,
                "product_category_id": "9d78bc79-3fa8-447d-b688-e42c1c6838a0",
                "provider_id": "cd246176-8147-4ec1-8627-669d2868364e",
                "productCategory": {
                    "id": "9d78bc79-3fa8-447d-b688-e42c1c6838a0",
                    "is_live": false,
                    "name": "Health",
                    "created_at": "2021-09-03T14:59:35.358Z",
                    "updated_at": "2021-09-03T14:59:35.358Z",
                    "deleted_at": null
                },
                "provider": {
                    "id": "cd246176-8147-4ec1-8627-669d2868364e",
                    "first_name": "Kameko",
                    "last_name": "Daugherty",
                    "email": "zerocolor.dev@gmail.com",
                    "phone_number": "+1 (916) 851-8079",
                    "country": "Nigeria",
                    "company_name": "Leadway",
                    "verification_type": "Drivers License",
                    "verification_images": null,
                    "verification_number": "12121212",
                    "bvn_number": "22222222222",
                    "business_type": null,
                    "claim_email": null,
                    "business_email": null,
                    "support_email": null,
                    "active": true,
                    "bank_account_id": null,
                    "wallet_id": "b34343d4-c440-4226-847c-abe0214ee2c1",
                    "owner_id": "6c237d9f-595c-43e5-a631-5a7f6ab75a9c",
                    "created_at": "2022-02-11T12:04:45.117Z",
                    "updated_at": "2022-02-27T20:50:09.785Z"
                }
            },
            {
                "id": "504845dd-9032-4981-9ffa-595de9ab7ebc",
                "is_live": false,
                "name": "Leadway Hospital Cash",
                "key_benefits": "<p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">This plan is designed to give a daily financial benefit for hospitalization arising from accidental injury or illness.</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Benefits;</span></p><p><strong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Hospitalization due to Illness;</strong></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">In the event of hospitalization of the Insured Person due to an illness for a consecutive period of more than 2 days, a daily benefit is payable up to a maximum of 20 days during the policy period.</span></p><p><strong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Hospitalization due to Accident;</strong></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">In the event of hospitalization arising out of an accidental injury for a consecutive period of more than 2 days, a daily benefit is payable up to a maximum of 15 days during the policy period.</span></p>",
                "full_benefits": "Good Insurance, Fast Claims",
                "description": "Leadway Hospital Cash",
                "meta": {
                    "plus_price": "13260",
                    "basic_price": "2600",
                    "classic_price": "9750"
                },
                "prefix": "leadway",
                "route_name": "leadway-hospital-cash",
                "renewable": false,
                "claimable": true,
                "inspectable": false,
                "certificateable": true,
                "is_dynamic_pricing": false,
                "price": "2600.00",
                "distributor_commission_percentage": "5.00",
                "mca_commission_percentage": "20.00",
                "cover_period": "12",
                "active": true,
                "how_it_works": null,
                "how_to_claim": null,
                "document": null,
                "created_at": "2021-10-25T08:27:09.690Z",
                "updated_at": "2022-08-12T15:50:37.236Z",
                "deleted_at": null,
                "product_category_id": "9d78bc79-3fa8-447d-b688-e42c1c6838a0",
                "provider_id": "cd246176-8147-4ec1-8627-669d2868364e",
                "productCategory": {
                    "id": "9d78bc79-3fa8-447d-b688-e42c1c6838a0",
                    "is_live": false,
                    "name": "Health",
                    "created_at": "2021-09-03T14:59:35.358Z",
                    "updated_at": "2021-09-03T14:59:35.358Z",
                    "deleted_at": null
                },
                "provider": {
                    "id": "cd246176-8147-4ec1-8627-669d2868364e",
                    "first_name": "Kameko",
                    "last_name": "Daugherty",
                    "email": "zerocolor.dev@gmail.com",
                    "phone_number": "+1 (916) 851-8079",
                    "country": "Nigeria",
                    "company_name": "Leadway",
                    "verification_type": "Drivers License",
                    "verification_images": null,
                    "verification_number": "12121212",
                    "bvn_number": "22222222222",
                    "business_type": null,
                    "claim_email": null,
                    "business_email": null,
                    "support_email": null,
                    "active": true,
                    "bank_account_id": null,
                    "wallet_id": "b34343d4-c440-4226-847c-abe0214ee2c1",
                    "owner_id": "6c237d9f-595c-43e5-a631-5a7f6ab75a9c",
                    "created_at": "2022-02-11T12:04:45.117Z",
                    "updated_at": "2022-02-27T20:50:09.785Z"
                }
            },
            {
                "id": "304845dd-9032-4981-9ffa-595de9ab7eba",
                "is_live": false,
                "name": "Leadway Comprehensive",
                "key_benefits": "<p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">This motor insurance has the widest cover ranging from damages/ loss caused by theft, fire and other damages caused to vehicles.</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Benefits are;</span></p><ul><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Cover damage for third party's property up to </span><span style=\"color: rgb(0, 0, 0);\">₦1 million</span><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">.</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Unlimited but reasonable cover for death or bodily injury.</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Up to ₦1 million for 3rd party property damage.</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Medical expense for private motor.</span></li><li><span style=\"color: rgb(0, 0, 0);\">Strike, riot, and civil commotion.</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Excess buyback - You get total claims payment without any deductions.</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Tracking for vehicles above ₦7 million.</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Compensation during floods.</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Towing fee.</span></li></ul><p><br></p><p><br></p>",
                "full_benefits": "Good Insurance, Fast Claims",
                "description": "Leadway Comprehensive",
                "meta": {},
                "prefix": "leadway",
                "route_name": "leadway-comprehensive",
                "renewable": false,
                "claimable": true,
                "inspectable": true,
                "certificateable": true,
                "is_dynamic_pricing": true,
                "price": "3.00",
                "distributor_commission_percentage": "5.00",
                "mca_commission_percentage": "20.00",
                "cover_period": "12",
                "active": true,
                "how_it_works": "<ul><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Buy the plan now</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Activate the plan with your business and vehicle details</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Take pictures of your vehicles</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Get your insurance certificate</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">That’s all.</span></li></ul>",
                "how_to_claim": "<ul><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Report claim</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Take pictures of the incident</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Briefly tell us what happened</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Upload an estimate for repair</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Get paid once the claim is approved.</span></li></ul><p><br></p>",
                "document": null,
                "created_at": "2021-10-25T08:27:09.690Z",
                "updated_at": "2022-02-14T12:10:02.342Z",
                "deleted_at": null,
                "product_category_id": "978ced0d-0e05-4de6-b43a-b408c0e8b95e",
                "provider_id": "cd246176-8147-4ec1-8627-669d2868364e",
                "productCategory": {
                    "id": "978ced0d-0e05-4de6-b43a-b408c0e8b95e",
                    "is_live": false,
                    "name": "Auto",
                    "created_at": "2021-09-03T14:59:35.410Z",
                    "updated_at": "2021-09-03T14:59:35.410Z",
                    "deleted_at": null
                },
                "provider": {
                    "id": "cd246176-8147-4ec1-8627-669d2868364e",
                    "first_name": "Kameko",
                    "last_name": "Daugherty",
                    "email": "zerocolor.dev@gmail.com",
                    "phone_number": "+1 (916) 851-8079",
                    "country": "Nigeria",
                    "company_name": "Leadway",
                    "verification_type": "Drivers License",
                    "verification_images": null,
                    "verification_number": "12121212",
                    "bvn_number": "22222222222",
                    "business_type": null,
                    "claim_email": null,
                    "business_email": null,
                    "support_email": null,
                    "active": true,
                    "bank_account_id": null,
                    "wallet_id": "b34343d4-c440-4226-847c-abe0214ee2c1",
                    "owner_id": "6c237d9f-595c-43e5-a631-5a7f6ab75a9c",
                    "created_at": "2022-02-11T12:04:45.117Z",
                    "updated_at": "2022-02-27T20:50:09.785Z"
                }
            },
    ],
    "total_count": 30
  }
}

Get One Product

This endpoint lets you find one from the products list by the product's id.

GET https://api.mycover.ai/v1/products/{id}

Path Parameters

NameTypeDescription

id

string

The product's id

{
    "responseCode": 1,
    "responseText": "Product fetched successfully",
    "data": {
        "product": {
            "id": "bfd0f39c-0b8a-452f-a876-78bef8dde1da",
            "name": "Aiico Travel",
            "key_benefits": "<p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Covers international travels.</span></p><p><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Protection for;</span></p><ul><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Emergency medical expenses</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Repatriation on medical reasons</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Evacuation</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Loss of baggage</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Loss of money</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Missed/cancelled flights</span></li><li><span style=\"background-color: transparent; color: rgb(0, 0, 0);\">Repatriation of mortal remains (corpse)</span></li></ul><p><br></p><p><br></p>",
            "full_benefits": null,
            "description": "Aiico Travel Insurance Cover",
            "meta": {
                "productId": "cb00e3f3-9feb-e711-a2be-005056a02281",
                "productName": "Personal Accident Insurance",
                "subClassName": "Travel Insurance"
            },
            "prefix": "aiico",
            "route_name": "aiico-travel-cover",
            "renewable": false,
            "claimable": true,
            "inspectable": false,
            "certificateable": true,
            "is_dynamic_pricing": true,
            "price": "0.00",
            "cover_period": "12",
            "active": true,
            "how_it_works": null,
            "how_to_claim": null,
            "business_how_it_works": null,
            "business_how_to_claim": null,
            "document": null,
            "created_at": "2022-03-10T16:52:46.178Z",
            "updated_at": "2022-11-03T07:03:12.293Z",
            "deleted_at": null,
            "product_category_id": "f3933c0d-ef7c-4287-90bd-744cf00c8426",
            "provider_id": "63dbfce7-a743-47bd-bc49-b95703054aa1",
            "provider": {
                "company_name": "Aiico",
                "id": "63dbfce7-a743-47bd-bc49-b95703054aa1"
            },
            "productCategory": {
                "name": "Travel",
                "id": "f3933c0d-ef7c-4287-90bd-744cf00c8426"
            }
        }
    }
}

List Product Categories

View a list of all the different categories of products on your platform.

GET https://api.mycover.ai/v1/products/get-product-categories

{
    "responseCode": 1,
    "responseText": "Product categories fetched successfully",
    "data": {
        "product_category": [
            {
                "id": "14fb5968-48d2-49ac-88a8-0ee40e01fcca",
                "is_live": false,
                "name": "Package",
                "created_at": "2021-09-03T14:59:35.475Z",
                "updated_at": "2021-09-03T14:59:35.475Z",
                "deleted_at": null
            },
            {
                "id": "1e87194d-5eb1-48b6-8837-a9cbc78d4ec3",
                "is_live": false,
                "name": "Gadget",
                "created_at": "2021-09-03T14:59:35.392Z",
                "updated_at": "2021-09-03T14:59:35.392Z",
                "deleted_at": null
            },
            {
                "id": "62d58862-38dd-4d9c-affc-95102e8fbc8b",
                "is_live": false,
                "name": "Agency Banking",
                "created_at": "2021-11-04T05:00:00.879Z",
                "updated_at": "2021-11-04T05:00:00.879Z",
                "deleted_at": null
            },
            {
                "id": "704f6261-3710-48e5-a894-ffc4d6bdc381",
                "is_live": false,
                "name": "Life",
                "created_at": "2021-09-03T14:59:35.487Z",
                "updated_at": "2021-09-03T14:59:35.487Z",
                "deleted_at": null
            },
            {
                "id": "978ced0d-0e05-4de6-b43a-b408c0e8b95e",
                "is_live": false,
                "name": "Auto",
                "created_at": "2021-09-03T14:59:35.410Z",
                "updated_at": "2021-09-03T14:59:35.410Z",
                "deleted_at": null
            },
            {
                "id": "9d78bc79-3fa8-447d-b688-e42c1c6838a0",
                "is_live": false,
                "name": "Health",
                "created_at": "2021-09-03T14:59:35.358Z",
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}

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