Claims

We are offering an automated process to take the stress out of the traditional claim processing and settlement.

This means, with our responsive Claims Tracking API, no manual process is involved while you seamlessly track and monitor the claim status between customers and providers.

Our status endpoint enables our server to respond with the claim details and status of the specified claim reference.

View Claims

See a list of all the claims made by your customers and your providers’ response on your integration.

GET https://staging.api.mycover.ai/v1/claims

Query Parameters

NameTypeDescription

page

string

Page number of the response (in batches of 10)

limit

string

Number of claims to display per batch (default is 10)

{
    "responseCode": 1,
    "responseText": "Claims retrieved",
    "data": {
        "claims": [
            {
                "id": "63359807-f6c2-463b-bd52-a58179169fb1",
                "app_mode": "test",
                "claim_description": "The phone fell off my pocket while crushing on a bike.",
                "claim_owner": "Owner",
                "claim_owner_first_name": "captain",
                "claim_owner_last_name": "general",
                "decline_reason": "None",
                "claim_owner_email": "gosoreh744@searpen.com",
                "claim_owner_phone_number": "+2348098780000",
                "vehicle_claim_meta": null,
                "gadget_claim_meta": {
                    "date": "2023-09-08",
                    "time": "22:53",
                    "address": "ojodu lagos",
                    "bank_code": "044",
                    "bank_name": "Test Bank",
                    "back_image": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/7bd6574b-7f2b-4b16-912d-185de888d2f8-iPHONE_14_back.webp",
                    "side_image": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/bdd4cb5b-450e-4b08-87e0-00c3e5b00cbf-iphone-14-side.webp",
                    "description": "The phone fell off my pocket while crushing on a bike.",
                    "front_image": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/f3bdd2c6-c4d8-4cc1-8946-b7ffad7c5cdc-iphone-14-front.webp",
                    "account_name": "TEST-MANAGED-ACCOUNT",
                    "incident_type": "Screen damage",
                    "police_report": null,
                    "policy_number": "ACC/AR/9/23/HQ/5300",
                    "account_number": "1238008997",
                    "cost_of_repair": "60000",
                    "repair_receipt": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/584e5605-4f2b-4c80-8fb4-f4318948b41a-man1.jpg",
                    "payment_receipt": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/11b73219-90d9-47ef-85ac-4835a90e8d10-Land-Rover_Range_Rover.jpeg",
                    "status_time_line": [
                        {
                            "name": "Pending",
                            "time_stamp": "Sep 10, 2023 9:54 PM"
                        },
                        {
                            "name": "Approved",
                            "time_stamp": "Sep 11, 2023 3:36 AM"
                        },
                        {
                            "name": "Offer sent",
                            "time_stamp": "Sep 11, 2023 3:54 AM"
                        },
                        {
                            "name": "Offer accepted",
                            "time_stamp": "Sep 11, 2023 3:55 AM"
                        },
                        {
                            "name": "Paid",
                            "time_stamp": "Sep 11, 2023 3:55 AM"
                        }
                    ]
                },
                "credit_life_claim_meta": null,
                "claim_type": "Gadget",
                "claim_amount": "60000.00",
                "estimate_amount": "60000.00",
                "offer_amount": "60000.00",
                "betterment_deduction_amount": "0.00",
                "excess_deduction_amount": "0.00",
                "incident_date": null,
                "claim_status": "Paid",
                "claim_invoice_url": null,
                "offer_form_url": null,
                "created_at": "2023-09-10T20:54:06.656Z",
                "updated_at": "2023-09-11T02:55:49.197Z",
                "deleted_at": null,
                "product_id": "ffb0711c-1e4a-453b-a26c-2726e0a1a7bb",
                "customer_id": "0f15d90a-07fd-4e89-b74f-e12776c7a6ab",
                "distributor_id": "92e39bc5-6110-4dcb-8583-bc50c2e6922b",
                "claim_id": null,
                "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
                "policy_id": "4a72e42c-0493-4511-9978-e8934c3d5a88",
                "inspection_id": null,
                "customer": {
                    "id": "0f15d90a-07fd-4e89-b74f-e12776c7a6ab",
                    "first_name": "captain",
                    "last_name": "general",
                    "email": "gosoreh744@searpen.com",
                    "phone_number": "+2348098780000"
                },
                "provider": {
                    "id": "0ef7f726-19e1-438c-87aa-574ca1718726",
                    "company_name": "MyCoverGenius"
                },
                "product": {
                    "id": "ffb0711c-1e4a-453b-a26c-2726e0a1a7bb",
                    "route_name": "mcg-gadget-cover",
                    "name": "MyCoverGenius Gadget Cover"
                },
                "policy": {
                    "id": "4a72e42c-0493-4511-9978-e8934c3d5a88",
                    "app_mode": "test",
                    "first_name": "captain",
                    "last_name": "general",
                    "email": "gosoreh744@searpen.com",
                    "phone": "+2348098780000",
                    "dob": "1986-02-09",
                    "product_category_id": "1e87194d-5eb1-48b6-8837-a9cbc78d4ec3",
                    "activation_date": "2023-09-10T20:06:01.000Z",
                    "start_date": "2023-09-10T20:06:01.000Z",
                    "expiration_date": "2024-09-08T23:00:00.000Z",
                    "market_price": 6200,
                    "genius_price": 6200,
                    "profit": 1240,
                    "meta": {
                        "payload": {
                            "dob": "1986-02-09",
                            "color": "gray",
                            "email": "igr.gosoreh744@searpen.com",
                            "phone": "+2348098780000",
                            "gender": "male",
                            "address": "capm david",
                            "id_image": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/ced894a4-329a-46a2-bd8b-dcb5bef09ee0-dummy-employee.png",
                            "imei_one": "78765435678989",
                            "last_name": "general",
                            "first_name": "captain",
                            "product_id": 5,
                            "owner_title": "Chief",
                            "gadget_value": 155000,
                            "model_number": "HG6446787D",
                            "serial_number": "86544567898765",
                            "gadget_brand_id": 1,
                            "gadget_model_id": 1,
                            "policy_start_date": "2023-09-09T20:06:01.047Z",
                            "gadget_category_id": 1,
                            "payment_interval_id": 1,
                            "about_device_screenshot": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/561ff1ff-e9e6-4f33-bab9-6830d52988eb-hygeia.jpeg"
                        },
                        "policy_number": "ACC/AR/9/23/HQ/5300",
                        "certificate_url": "https://covergenius.s3.eu-west-2.amazonaws.com/staging_policy_documents/policy_ACC/AR/9/23/HQ/530019930.pdf",
                        "provider_policy_id": 19930,
                        "device_serial_number": "86544567898765"
                    },
                    "active": true,
                    "submitted_to_provider": true,
                    "created_at": "2023-09-09T20:06:02.054Z",
                    "updated_at": "2023-09-09T20:06:32.568Z",
                    "deleted_at": null,
                    "product_id": "ffb0711c-1e4a-453b-a26c-2726e0a1a7bb",
                    "customer_id": "0f15d90a-07fd-4e89-b74f-e12776c7a6ab",
                    "buyer_id": "0f15d90a-07fd-4e89-b74f-e12776c7a6ab",
                    "distributor_id": "92e39bc5-6110-4dcb-8583-bc50c2e6922b",
                    "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
                    "inspection_id": null,
                    "purchase_id": "6b72c80e-7417-4456-9d65-3e697a70207d"
                },
                "inspection": null,
                "comments": []
            },
            {
                "id": "82951ec2-09c2-4037-8ee0-8f1a40aefcbf",
                "app_mode": "test",
                "claim_description": "Credit life claim for 250000 borrowed to John",
                "claim_owner": "Owner",
                "claim_owner_first_name": "John"

Search Claim

You can search and find claims using any of the following queries as strings;

GET https://staging.api.mycover.ai/v1/claims/search

Query Parameters

NameTypeDescription

status

string

Filter claims by status (Viewed, Pending, Inspection submitted, Approved, Declined, Reviewing, Repair estimate submitted, Offer sent, Offer accepted, Offer rejected, Paid, Settled)

incident_start_date

string

View claims by the incident start date

incident_end_date

string

View claims by the incident end date

customer_id

string

View claims by your customer ID

customer_email

string

View claims by your customer email

first_name

string

View claims by customer’s first name

last_name

string

View claims by customer’s last name

phone_number

string

View claims by customer’s phone number

claim_type

string

Search by type of claim

claim_owner

string

View claims by third parties’ name

claim_amount

string

View claims by the amount your customer wants

offer_amount

string

View claims by amount offered to your customers

repair_estimate

string

View claims by estimate of repairs

page

string

Page number of the response (in batches of 10)

limit

string

Number of filtered claims to display per batch (default is 10)

{
    "responseCode": 1,
    "responseText": "Claims retrieved",
    "data": {
        "claims": [
            {
                "id": "63359807-f6c2-463b-bd52-a58179169fb1",
                "app_mode": "test",
                "claim_description": "The phone fell off my pocket while crushing on a bike.",
                "claim_owner": "Owner",
                "claim_owner_first_name": "captain",
                "claim_owner_last_name": "general",
                "decline_reason": "None",
                "claim_owner_email": "gosoreh744@searpen.com",
                "claim_owner_phone_number": "+2348098780000",
                "vehicle_claim_meta": null,
                "gadget_claim_meta": {
                    "date": "2023-09-08",
                    "time": "22:53",
                    "address": "ojodu lagos",
                    "bank_code": "044",
                    "bank_name": "Test Bank",
                    "back_image": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/7bd6574b-7f2b-4b16-912d-185de888d2f8-iPHONE_14_back.webp",
                    "side_image": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/bdd4cb5b-450e-4b08-87e0-00c3e5b00cbf-iphone-14-side.webp",
                    "description": "The phone fell off my pocket while crushing on a bike.",
                    "front_image": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/f3bdd2c6-c4d8-4cc1-8946-b7ffad7c5cdc-iphone-14-front.webp",
                    "account_name": "TEST-MANAGED-ACCOUNT",
                    "incident_type": "Screen damage",
                    "police_report": null,
                    "policy_number": "ACC/AR/9/23/HQ/5300",
                    "account_number": "1238008997",
                    "cost_of_repair": "60000",
                    "repair_receipt": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/584e5605-4f2b-4c80-8fb4-f4318948b41a-man1.jpg",
                    "payment_receipt": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/11b73219-90d9-47ef-85ac-4835a90e8d10-Land-Rover_Range_Rover.jpeg",
                    "status_time_line": [
                        {
                            "name": "Pending",
                            "time_stamp": "Sep 10, 2023 9:54 PM"
                        },
                        {
                            "name": "Approved",
                            "time_stamp": "Sep 11, 2023 3:36 AM"
                        },
                        {
                            "name": "Offer sent",
                            "time_stamp": "Sep 11, 2023 3:54 AM"
                        },
                        {
                            "name": "Offer accepted",
                            "time_stamp": "Sep 11, 2023 3:55 AM"
                        },
                        {
                            "name": "Paid",
                            "time_stamp": "Sep 11, 2023 3:55 AM"
                        }
                    ]
                },
                "credit_life_claim_meta": null,
                "claim_type": "Gadget",
                "claim_amount": "60000.00",
                "estimate_amount": "60000.00",
                "offer_amount": "60000.00",
                "betterment_deduction_amount": "0.00",
                "excess_deduction_amount": "0.00",
                "incident_date": null,
                "claim_status": "Paid",
                "claim_invoice_url": null,
                "offer_form_url": null,
                "created_at": "2023-09-10T20:54:06.656Z",
                "updated_at": "2023-09-11T02:55:49.197Z",
                "deleted_at": null,
                "product_id": "ffb0711c-1e4a-453b-a26c-2726e0a1a7bb",
                "customer_id": "0f15d90a-07fd-4e89-b74f-e12776c7a6ab",
                "distributor_id": "92e39bc5-6110-4dcb-8583-bc50c2e6922b",
                "claim_id": null,
                "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
                "policy_id": "4a72e42c-0493-4511-9978-e8934c3d5a88",
                "inspection_id": null,
                "customer": {
                    "id": "0f15d90a-07fd-4e89-b74f-e12776c7a6ab",
                    "first_name": "captain",
                    "last_name": "general",
                    "email": "gosoreh744@searpen.com",
                    "phone_number": "+2348098780000"
                },
                "provider": {
                    "id": "0ef7f726-19e1-438c-87aa-574ca1718726",
                    "company_name": "MyCoverGenius"
                },
                "product": {
                    "id": "ffb0711c-1e4a-453b-a26c-2726e0a1a7bb",
                    "route_name": "mcg-gadget-cover",
                    "name": "MyCoverGenius Gadget Cover"
                },
                "policy": {
                    "id": "4a72e42c-0493-4511-9978-e8934c3d5a88",
                    "app_mode": "test",
                    "first_name": "captain",
                    "last_name": "general",
                    "email": "gosoreh744@searpen.com",
                    "phone": "+2348098780000",
                    "dob": "1986-02-09",
                    "product_category_id": "1e87194d-5eb1-48b6-8837-a9cbc78d4ec3",
                    "activation_date": "2023-09-10T20:06:01.000Z",
                    "start_date": "2023-09-10T20:06:01.000Z",
                    "expiration_date": "2024-09-08T23:00:00.000Z",
                    "market_price": 6200,
                    "genius_price": 6200,
                    "profit": 1240,
                    "meta": {
                        "payload": {
                            "dob": "1986-02-09",
                            "color": "gray",
                            "email": "igr.gosoreh744@searpen.com",
                            "phone": "+2348098780000",
                            "gender": "male",
                            "address": "capm david",
                            "id_image": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/ced894a4-329a-46a2-bd8b-dcb5bef09ee0-dummy-employee.png",
                            "imei_one": "78765435678989",
                            "last_name": "general",
                            "first_name": "captain",
                            "product_id": 5,
                            "owner_title": "Chief",
                            "gadget_value": 155000,
                            "model_number": "HG6446787D",
                            "serial_number": "86544567898765",
                            "gadget_brand_id": 1,
                            "gadget_model_id": 1,
                            "policy_start_date": "2023-09-09T20:06:01.047Z",
                            "gadget_category_id": 1,
                            "payment_interval_id": 1,
                            "about_device_screenshot": "https://s3.eu-west-2.amazonaws.com/staging.mycover.ai/561ff1ff-e9e6-4f33-bab9-6830d52988eb-hygeia.jpeg"
                        },
                        "policy_number": "ACC/AR/9/23/HQ/5300",
                        "certificate_url": "https://covergenius.s3.eu-west-2.amazonaws.com/staging_policy_documents/policy_ACC/AR/9/23/HQ/530019930.pdf",
                        "provider_policy_id": 19930,
                        "device_serial_number": "86544567898765"
                    },
                    "active": true,
                    "submitted_to_provider": true,
                    "created_at": "2023-09-09T20:06:02.054Z",
                    "updated_at": "2023-09-09T20:06:32.568Z",
                    "deleted_at": null,
                    "product_id": "ffb0711c-1e4a-453b-a26c-2726e0a1a7bb",
                    "customer_id": "0f15d90a-07fd-4e89-b74f-e12776c7a6ab",
                    "buyer_id": "0f15d90a-07fd-4e89-b74f-e12776c7a6ab",
                    "distributor_id": "92e39bc5-6110-4dcb-8583-bc50c2e6922b",
                    "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
                    "inspection_id": null,
                    "purchase_id": "6b72c80e-7417-4456-9d65-3e697a70207d"
                },
                "inspection": null,
                "comments": []
            },
            {
                "id": "82951ec2-09c2-4037-8ee0-8f1a40aefcbf",
                "app_mode": "test",
                "claim_description": "Credit life claim for 250000 borrowed to John",
                "claim_owner": "Owner",
                "claim_owner_first_name": "John"

Get Claim Details

Get specific claim details of a customer using a unique claim ID

GET https://staging.api.mycover.ai/v1/claims/{claim_id}

Path Parameters

NameTypeDescription

claim_id*

string

ID of the claim you want to view

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