Flex Life

Flex Life insurance by Tangerine. This product provides cover for permanent disability, critical illness, death and funeral benefits in the event of an eventuality.

Certain properties obtain their values from supplementary endpoints. Refer to the Auxiliary page for a list of these additional endpoints.

Compute Flex Life Premium

Use this end-point to calculate Flex Life premium

POST https://api.mycover.ai/v1/products/tangerine/compute-life-premium

Body

Name
Type
Description

benefit_details*

array

Array of objects that contains the specific benefits and the corresponding sum insured. You can select one or more benefits.

payment_plan*

number

Plan tenure in months.

product_id*

string

Product UUID

Supported values for benefit are "death", "permanent_disability", "critical_illness", "funeral_benefits".

Response

{
    "responseCode": 1,
    "responseText": "Quotes fetched Successfully",
    "data": {
        "premium": 5392.8
    }
}
// Sample Request Payload
{
   "benefit_details":[
        {"benefit":"death", "sum_insured": 1500000}, 
        {"benefit":"permanent_disability", "sum_insured": 500000},
        {"benefit":"critical_illness", "sum_insured": 2500000},
        {"benefit":"funeral_benefits", "sum_insured": 1700000}
   ],
   "payment_plan": 2,
   "product_id":"ecc0631e-c151-4c0e-944c-a1faf94cd1fc"
}

Buy Flex Lif Insurance

Use this end-point to buy Flex Life insurance.

POST https://api.mycover.ai/v1/products/tangerine/buy-life-cover

Request Body

Name
Type
Description

first_name*

string

Customer's legal first name

last_name*

string

Customer's legal last name

email*

string

Customer's valid email address

phone_number*

string

Customer's valid phone number

date_of_birth*

string

Customer's date of birth

gender*

string

Customer's gender

benefit_details*

array

Array of objects that contains the specific benefits and the corresponding sum insured. You can select one or more benefits.

payment_plan*

number

Plan tenure in months.

address*

string

Customer's home address

next_of_kin_full_name*

string

Customer's next of kin full name

next_of_kin_phone_number*

string

Customer's next of kin phone number

next_of_kin_address*

string

Customer's next of kin home address

product_id*

string

Product ID

{
    "responseCode": 1,
    "responseText": "Purchase Successful",
    "data": {
        "policy": {
            "id": "9c2153d7-699e-48ab-9fb3-97d3f9c8a9ee",
            "app_mode": "test",
            "active": true,
            "first_name": "Kato",
            "last_name": "Pearson",
            "email": "drealslim7@gmail.com",
            "dob": "2004-03-05",
            "phone": "07064378577",
            "start_date": "2024-07-19T00:00:00.000Z",
            "expiration_date": "2024-09-19T00:00:00.000Z",
            "activation_date": "2024-07-19T00:00:00.000Z",
            "distributor_id": "10cd1dac-3a5c-43ee-b935-641d53f9cb27",
            "customer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "buyer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "product_id": "ecc0631e-c151-4c0e-944c-a1faf94cd1fc",
            "product_category_id": "704f6261-3710-48e5-a894-ffc4d6bdc381",
            "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
            "meta": {
                "payload": {
                    "email": "drealslim7@gmail.com",
                    "gender": "male",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "benefit_coverage": [
                        "death",
                        "permanent_disability",
                        "funeral_benefits",
                        "critical_illness",
                    ]
                },
                "policy_number": "TESTPO/GPLAT/0000001/24/M_00000002",
                "certificate_url": null
            },
            "genius_price": 5392.8,
            "market_price": 5392.8,
            "purchase_id": "75d032dd-d502-4810-8e59-db018e881360",
            "profit": 1348.2,
            "submitted_to_provider": true,
            "updated_at": "2024-07-19T17:53:55.256Z",
            "created_at": "2024-07-19T17:53:55.256Z",
            "history": null,
            "deleted_at": null
        }
    }
}
Sample Request Payload
{
   "first_name":"Kato",
   "last_name":"Pearson",
   "email":"drealslim7@gmail.com",
   "phone_number":"07064378577",
   "date_of_birth":"2004-03-05",
   "gender":"Male",
   "benefit_details":[
        {"benefit":"death", "sum_insured": 1500000}, 
        {"benefit":"permanent_disability", "sum_insured": 500000},
        {"benefit":"critical_illness", "sum_insured": 2500000},
        {"benefit":"funeral_benefits", "sum_insured": 1700000}
   ]
   "payment_plan": 2,
   "address":"Life bundle address",
   "next_of_kin_full_name": "Sam dede",
   "next_of_kin_phone_number": "09088776655",
   "next_of_kin_address": "My address",
   "product_id":"ecc0631e-c151-4c0e-944c-a1faf94cd1fc"
}

Renew SME Flex Insurance

Use this end-point to renew Flex Life insurance.

POST https://api.mycover.ai/v1/products/tangerine/renew-life

Body

Name
Type
Description

policy_id

string

UUID of the policy

payment_plan

number

Plan tenure in months.

Response

{
    "responseCode": 1,
    "responseText": "Renewal Successful",
    "data": {
        "policy": {
            "id": "9c2153d7-699e-48ab-9fb3-97d3f9c8a9ee",
            "app_mode": "test",
            "active": true,
            "first_name": "Kato",
            "last_name": "Pearson",
            "email": "drealslimguy007@gmail.com",
            "dob": "2004-03-05",
            "phone": "07064378577",
            "start_date": "2024-07-19T00:00:00.000Z",
            "expiration_date": "2024-09-19T00:00:00.000Z",
            "activation_date": "2024-07-19T00:00:00.000Z",
            "distributor_id": "10cd1dac-3a5c-43ee-b935-641d53f9cb27",
            "customer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "buyer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
            "product_category_id": "704f6261-3710-48e5-a894-ffc4d6bdc381",
            "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
            "meta": {
                "payload": {
                    "email": "drealslim7@gmail.com",
                    "gender": "male",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "benefit_coverage": [
                        "death",
                        "permanent_disability",
                        "funeral_benefits",
                        "critical_illness",
                    ]
                },
                "policy_number": "TESTPO/GPLAT/0000001/24/M_00000002",
                "certificate_url": null
            },
            "genius_price": 5392.8,
            "market_price": 5392.8,
            "purchase_id": "75d032dd-d502-4810-8e59-db018e881360",
            "profit": 1348.2,
            "submitted_to_provider": true,
            "updated_at": "2024-07-19T17:53:55.256Z",
            "created_at": "2024-07-19T17:53:55.256Z",
            "history": null,
            "deleted_at": null
        }
    }
}
Sample Request Payload
{
 "policy_id": "64054042-d52c-4203-88f0-5412aaa20f91",
 "payment_plan": 1
}
Auxiliary
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