Flex Life

Flex Life insurance by Tangerine. This product provides cover for permanent disability, critical illness, death and funeral benefits in the event of an eventuality.

Certain properties obtain their values from supplementary endpoints. Refer to the Auxiliary page for a list of these additional endpoints.

Compute Flex Life Premium

Use this end-point to calculate Flex Life premium

POST https://api.mycover.ai/v1/products/tangerine/compute-life-premium

Body

Name	Type	Description
benefit_details*	array	Array of objects that contains the specific benefits and the corresponding sum insured. You can select one or more benefits.
payment_plan*	number	Plan tenure in months.
product_id*	string	Product UUID

Supported values for benefit are "death", "permanent_disability", "critical_illness", "funeral_benefits".

Response

201

{
    "responseCode": 1,
    "responseText": "Quotes fetched Successfully",
    "data": {
        "premium": 5392.8
    }
}

// Sample Request Payload
{
   "benefit_details":[
        {"benefit":"death", "sum_insured": 1500000}, 
        {"benefit":"permanent_disability", "sum_insured": 500000},
        {"benefit":"critical_illness", "sum_insured": 2500000},
        {"benefit":"funeral_benefits", "sum_insured": 1700000}
   ],
   "payment_plan": 2,
   "product_id":"ecc0631e-c151-4c0e-944c-a1faf94cd1fc"
}

Buy Flex Lif Insurance

Use this end-point to buy Flex Life insurance.

POST https://api.mycover.ai/v1/products/tangerine/buy-life-cover

Request Body

Name	Type	Description
first_name*	string	Customer's legal first name
last_name*	string	Customer's legal last name
email*	string	Customer's valid email address
phone_number*	string	Customer's valid phone number
date_of_birth*	string	Customer's date of birth
gender*	string	Customer's gender
benefit_details*	array	Array of objects that contains the specific benefits and the corresponding sum insured. You can select one or more benefits.
payment_plan*	number	Plan tenure in months.
address*	string	Customer's home address
next_of_kin_full_name*	string	Customer's next of kin full name
next_of_kin_phone_number*	string	Customer's next of kin phone number
next_of_kin_address*	string	Customer's next of kin home address
product_id*	string	Product ID

200: OK

{
    "responseCode": 1,
    "responseText": "Purchase Successful",
    "data": {
        "policy": {
            "id": "9c2153d7-699e-48ab-9fb3-97d3f9c8a9ee",
            "app_mode": "test",
            "active": true,
            "first_name": "Kato",
            "last_name": "Pearson",
            "email": "[e-mail]",
            "dob": "2004-03-05",
            "phone": "07064378577",
            "start_date": "2024-07-19T00:00:00.000Z",
            "expiration_date": "2024-09-19T00:00:00.000Z",
            "activation_date": "2024-07-19T00:00:00.000Z",
            "distributor_id": "10cd1dac-3a5c-43ee-b935-641d53f9cb27",
            "customer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "buyer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "product_id": "ecc0631e-c151-4c0e-944c-a1faf94cd1fc",
            "product_category_id": "704f6261-3710-48e5-a894-ffc4d6bdc381",
            "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
            "meta": {
                "payload": {
                    "email": "[e-mail]",
                    "gender": "male",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "benefit_coverage": [
                        "death",
                        "permanent_disability",
                        "funeral_benefits",
                        "critical_illness",
                    ]
                },
                "policy_number": "TESTPO/GPLAT/0000001/24/M_00000002",
                "certificate_url": null
            },
            "genius_price": 5392.8,
            "market_price": 5392.8,
            "purchase_id": "75d032dd-d502-4810-8e59-db018e881360",
            "profit": 1348.2,
            "submitted_to_provider": true,
            "updated_at": "2024-07-19T17:53:55.256Z",
            "created_at": "2024-07-19T17:53:55.256Z",
            "history": null,
            "deleted_at": null
        }
    }
}

Sample Request Payload

{
   "first_name":"Kato",
   "last_name":"Pearson",
   "email":"[e-mail]",
   "phone_number":"07064378577",
   "date_of_birth":"2004-03-05",
   "gender":"Male",
   "benefit_details":[
        {"benefit":"death", "sum_insured": 1500000}, 
        {"benefit":"permanent_disability", "sum_insured": 500000},
        {"benefit":"critical_illness", "sum_insured": 2500000},
        {"benefit":"funeral_benefits", "sum_insured": 1700000}
   ]
   "payment_plan": 2,
   "address":"Life bundle address",
   "next_of_kin_full_name": "Sam dede",
   "next_of_kin_phone_number": "09088776655",
   "next_of_kin_address": "My address",
   "product_id":"ecc0631e-c151-4c0e-944c-a1faf94cd1fc"
}

Renew SME Flex Insurance

Use this end-point to renew Flex Life insurance.

POST https://api.mycover.ai/v1/products/tangerine/renew-life

Body

Name	Type	Description
policy_id	string	UUID of the policy
payment_plan	number	Plan tenure in months.

Response

200

{
    "responseCode": 1,
    "responseText": "Renewal Successful",
    "data": {
        "policy": {
            "id": "9c2153d7-699e-48ab-9fb3-97d3f9c8a9ee",
            "app_mode": "test",
            "active": true,
            "first_name": "Kato",
            "last_name": "Pearson",
            "email": "[e-mail]",
            "dob": "2004-03-05",
            "phone": "07064378577",
            "start_date": "2024-07-19T00:00:00.000Z",
            "expiration_date": "2024-09-19T00:00:00.000Z",
            "activation_date": "2024-07-19T00:00:00.000Z",
            "distributor_id": "10cd1dac-3a5c-43ee-b935-641d53f9cb27",
            "customer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "buyer_id": "8d43d818-c51a-4e5b-830e-02df6eace946",
            "product_id": "efd0adf0-3d7e-4d34-a013-f771dfe01cd2",
            "product_category_id": "704f6261-3710-48e5-a894-ffc4d6bdc381",
            "provider_id": "0ef7f726-19e1-438c-87aa-574ca1718726",
            "meta": {
                "payload": {
                    "email": "[e-mail]",
                    "gender": "male",
                    "last_name": "Pearson",
                    "first_name": "Kato",
                    "sum_insured": 2800000,
                    "payment_plan": 2,
                    "phone_number": "07064378577",
                    "date_of_birth": "2004-03-05",
                    "benefit_coverage": [
                        "death",
                        "permanent_disability",
                        "funeral_benefits",
                        "critical_illness",
                    ]
                },
                "policy_number": "TESTPO/GPLAT/0000001/24/M_00000002",
                "certificate_url": null
            },
            "genius_price": 5392.8,
            "market_price": 5392.8,
            "purchase_id": "75d032dd-d502-4810-8e59-db018e881360",
            "profit": 1348.2,
            "submitted_to_provider": true,
            "updated_at": "2024-07-19T17:53:55.256Z",
            "created_at": "2024-07-19T17:53:55.256Z",
            "history": null,
            "deleted_at": null
        }
    }
}

Sample Request Payload

{
 "policy_id": "64054042-d52c-4203-88f0-5412aaa20f91",
 "payment_plan": 1
}

Auxiliary